An Auto Accident Can Have A Devastating Impact
It can happen in an instant. Your drive to work or trip to the grocery store can suddenly become a traumatic, life-altering accident. There is a natural state of confusion that takes hold after a car wreck, but the right legal help can help you make sense of this disorienting and painful time.
The attorneys of Jontiff & Jontiff are here to help. Our firm regularly assists Florida auto accident victims as they seek to obtain maximum compensation after an accident in Miami. We have helped a great number of clients recover the damages that they need to reassemble their lives, and we can help you do the same.
Different Legal Approaches For Different Types Of Accidents
A car accident is not always a straightforward event. Liability can be difficult to determine, particularly when multiple vehicles are involved. Our attorneys have experience in several different types of auto accidents, including:
- Head-on and rear-end collisions
- Intersection collisions
- Side-impact collisions
- Violations of right of way
- Commercial vehicle accidents
- Truck accidents
- Motorcycle accidents
- Scooter, moped and bicycle accidents
- Pedestrian accidents
No matter how your accident took place, if someone else was at fault, our personal injury lawyers can assist you. We offer an attentive and compassionate approach to our clients, while also taking a comprehensive view of their legal options. Our team can help you assess your claim before ultimately landing on a legal solution that is right for you.
Auto Insurance In Florida
Auto insurance is complicated. Most people don’t understand the details of their policies and the scope of their coverage. When an accident happens, those details become critical.
There are many components to an auto insurance policy. They may include:
- Personal injury protection (PIP): This is the no-fault portion of your policy, which is required by Florida law. Your own policy will cover your medical bills and lost income stemming from the accident, regardless of who was at fault.
- Property damage liability (PDL): This required coverage applies to damage that you cause to someone else’s vehicle in an accident.
- Collision coverage: While optional, this type of coverage is typically required by lenders, as it covers damage to your own vehicle resulting from an accident.
- Comprehensive coverage: This optional coverage protects your vehicle in the event of damage that isn’t due to a collision with another vehicle – for example, collisions with animals, vandalism, theft and hail damage.
- Uninsured/underinsured motorist coverage: This will protect you by covering your expenses in the event that you get into a collision with a driver who doesn’t have insurance.
- Towing insurance: Roadside assistance is an optional additional coverage. If the at-fault driver has this coverage, their insurance might cover your towing costs as well.
- Rental car insurance: Your own auto insurance policy might not cover rental cars. If you purchase insurance through the rental car company, that insurance might have different coverage and details than your own policy.
It’s important to note that terms like “no-fault,” “full coverage” and “comprehensive coverage” may not mean what you think they mean. Only portions of your coverage are truly no-fault. Additionally, your policy limits may not be enough to cover your financial losses or liabilities, which means you may have to pursue compensation from the at-fault party’s insurance. Our lawyers can help you navigate these and other nuances regarding the insurance aspects of your claim.
Schedule Your Initial Consultation Today
If you have been involved in an accident, do not delay hiring legal counsel. Call Jontiff & Jontiff today at 305-674-1099. You can also send us an email to begin the process of scheduling your appointment.